Advantages of factoring ... get your cash in 24 to 72 hours!

Seven Advantages of Factoring With Our Network

1. Cash Usually in 24 Hours of Receiving Approved Invoices

2. Utilize Our Network's Financial Expertise without Cost

Utilize our guidance to build a strong balance sheet

3. Credit

Our credit analysts investigate and monitor your customers' credit worthiness to reduce bad debt expense

4. Collections

Our customer relations managers help keep the cash flowing by monitoring past due invoices while striving to maintain customer goodwill

5. Communications

On-line communications computer package provides you an abundance of account information daily

6. Electronic Back Office Support Services

Integrate our funding with online invoicing, payroll and back office systems so you can increase your operating efficiencies

7. Low Rates

Total dollar amount of factored invoices	Average invoice dollar amount
Invoice turn [anticipated average]	Invoice turn [actual]
credit worthiness of customer base	Length of contract with us
Minimum commitment of invoices to factor	Advance percentage [contractual]
Advance percentage [actual]	Reserve percentage [contractual]
Reserve percentage [actual]	Ratio of factored to non-factored invoices upon which we have a first lien
Existence or non-existence of collateral in addition to accounts receivable	Your financial condition
Financial condition of guarantor(s)	Your future growth plans
Whether or not you electronically download data to our network	Historical dilution [non-payment of invoices in the amount billed due to claims, disputes, adjustments, etc.]
Actual dilution